Why Finance With BMW?

ALL IN. SIMPLY SMART.

YOUR ONE-STOP SHOP FOR FINANCE & INSURANCE.

With BMW Financial Services, we can cover your finance and insurance needs for you and your BMW all in one place. This makes us the smart way to make your dream a reality and drive the BMW you’ve always wanted.

SIMPLY SMART.

Enjoy peace of mind knowing we are the simple and smart way to finance saving you time and effort.

  • Personalise your finance, in the comfort of your home

  • Search available stock and finance, using our online tools

  • Financing a home EV charger? We can do that too

  • You get the rate you see. No arrangement or set up charges

  • Know what your BMW will be worth at the end of your agreement, with our Guaranteed Future Value on BMW Select*.

  • No mileage limits with BMW Hire Purchase

  • Only pay for what you use with BMW Contract Hire

  • Enjoy a smooth handover and follow-up at the end of your contract

EVERYTHING IN ONE PLACE.

Get the BMW you desire and your finance and insurance needs in one easy place.

  • Arrange finance and apply online or at your local Retailer

  • Benefit from a BMW expert online, by phone or in person

  • Manage your agreement online 24/7 with MyBMW Finance

  • UK-based call centre

  • Exclusive manufacturer deposit contributions**

TRULY CARING.

As part of the BMW Group, you can trust that we’ll be here for you every step of the way.

  • Get personal support at every stage

  • Real people working on flexible offers to suit your unique lifestyle

  • A range of finance options tailored with you in mind

  • Enjoy flexibility during your finance agreement

  • A range of smart Insurance Solutions to give you the peace of mind you deserve

video example
Two presons facing each other sitting at a round table with contracts on it and one person is handing a BMW key to the other.

FIND YOUR OFFER.

See all offers

CHOOSE A FINANCE PRODUCT.

Take the quiz
REQUEST A FINANCE QUOTE.
Get your finance quote

Terms and Conditions.

Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Finance provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and may receive a fixed commission for introducing you to BMW Financial Services calculated by reference to the vehicle. Any payments made to us will not affect the amounts you pay under your finance agreement. An introduction from us does not amount to independent financial advice.

*BMW Select (Personal Contract Purchase)

**Manufacturer deposit contributions are subject to availability and may only be on selected models financed by BMW Financial Services.

FIND Arnold Clark Irvine BMW

Address

  • Ayr Road, Irvine, Ayrshire, KA12 8BZ

Opening Hours

  • Mon–Fri:09:00 - 20:00
  • Sat:09:00 - 18:00
  • Sun:11:00 - 18:00

Phone

  • 01294 440830
Map
Areas served

Kilmarnock as well as surrounding areas including Ayr, Irvine, Kilwinning and Troon

View map

Address

  • Ayr Road, Irvine, Ayrshire, KA12 8BZ

Opening Hours

  • Mon–Fri:08:00 - 18:00
  • Sat:08:30 - 12:30
  • Sun:Closed

Phone

  • 01294 440827
Map
Areas served

Kilmarnock as well as surrounding areas including Ayr, Irvine, Kilwinning and Troon

View map

Address

  • Ayr Road, Irvine, Ayrshire, KA12 8BZ

Opening Hours

  • Mon–Fri:08:15 - 17:15
  • Sat:08:30 - 12:30
  • Sun:Closed

Phone

  • 01294 849466
Map
Areas served

Kilmarnock as well as surrounding areas including Ayr, Irvine, Kilwinning and Troon

View map

Address

  • Ayr Road, Irvine, Ayrshire, KA12 8BZ

Opening Hours

  • Mon–Fri:08:00 - 18:00
  • Sat:08:30 - 12:30
  • Sun:Closed

Phone

  • 01294 849466
Map
Areas served

Kilmarnock as well as surrounding areas including Ayr, Irvine, Kilwinning and Troon

View map

Address

  • Ayr Road, Irvine, Ayrshire, KA12 8BZ

Opening Hours

  • Mon–Fri:09:00 - 18:00
  • Sat:Closed
  • Sun:Closed

Phone

  • 01294 849 438
Map
Areas served

Kilmarnock as well as surrounding areas including Ayr, Irvine, Kilwinning and Troon

View map